Get a clear plan to pay off debt
DebtFree Planner turns your loans and credit cards into a step-by-step payoff plan with the exact month you'll be debt free.
Get it on Google PlayCompare payoff strategies
Debt Snowball (lowest balance first), Debt Avalanche (highest rate first) or your own custom order. Add one-time fundings like a bonus or tax refund.
See the impact of extra payments
Move the slider and watch your debt-free date, months saved and interest saved update instantly against paying only the minimums.
Follow a step-by-step plan
Know which debt gets the extra money, how long each step lasts and when each debt is paid off.
Track and celebrate progress
Log payments in seconds. Your countdown, payoff progress and timeline by category stay up to date.
Private by design
No account and no bank login: your debts stay on your phone. Free with ads; Pro removes ads and unlocks unlimited debts. 14 languages and dark mode.
Results are estimates based on the numbers you enter. DebtFree Planner is a planning tool, not financial advice.